POS PCI Compliance

ACID Point of Sale Features and Capabilities

All ACID POS terminals and tablets support the Payment Card Industry (PCI) Data Security Standard and Payment Application Data Security Standard (PA-DSS). This assures you the highest level of data protection and compliance with industry-standard rules.

The credit card companies, including Visa, MasterCard, American Express, and Discover, created the Payment Card Industry Data Security Standards (PCI DSS) and actively manage PCI compliance.

POS PCI Compliance

Businesses must comply with these and other standards, which include annual validation. PCI compliance costs for a small business are usually less than $100 a year and sometimes can be avoided altogether. In contrast, non-compliance can incur hefty fees. ACID is fully compliant and will assist you in staying covered and matching you with gateways and processors that are also in compliance.

A gateway accepts multiple types of payments that may include RFID chips, Apple Pay, NFC, credit cards, and more. ACID can handle various methods like contactless payments that let a customer pay holding a mobile device or their RFID card near a terminal.

ACID is cloud-based, so it is remotely updated and future-proof for when new methods and security standards are introduced.

Some of the best practices incorporated into ACID include:

• Not storing prohibited data (such as CVV2 or PIN data). ACID POS uses tokenization and encryption to protect customer data when sales are being made.
• Strong firewall on all systems.
• ACID system and partners are PCI-compliant and validated.

ACID will help you with some of the things you need to do on your end to maintain small business PCI compliance. These include:

• Setting strong passwords.
• Training employees about PCI compliance.
• Checking equipment for skimmers that could capture data.
• Determining the proper setups for your business.

You may choose to allow card-not-present transactions (such as online, phone, mail, or fax) or unchipped cards that are swiped versus more secure chipped cards that are inserted into a POS while customers are present. The rules for PCI compliance will vary based on the types of transactions you want to do.

A payment gateway transmits transaction information to a payment processor that then connects to the bank that issued the customer’s payment method. This could be the bank linked to a customer’s debit, credit card, Apple Pay, or another means. ACID partners with all the major gateways. ACID gives you a variety of choices for the lowest fees, and we make transactions seamless.

PCI compliance is essential to the health and safety of your business. Additionally, it protects your customers from harm due to hacking. It can be complicated navigating the requirements, but ACID stays on top of your security concerns and will keep things simple for you yet safe and compliant.